Your search results

Fractional Ownership

Smart second-home ownership in Europe, the USA and more.

Own 1/8 of Luxury Holiday Homes with Full Ownership Rights

In today's economic climate, traditional second-home ownership faces unprecedented barriers. Fractional ownership offers a smarter solution.

Traditional Second-Home Challenges

Rising Property Prices: Premium vacation homes now cost €500,000-€2,000,000+
Tightening Mortgage Access: Banks require 25-40% deposits for second homes
Limited Usage Reality: Most owners use their property only 35 days per year
High Maintenance Costs: 100% of expenses, repairs, taxes, and management
Location Restrictions: Non-residents limited to 90-180 days annually

Fractional Ownership Benefits

Fraction of the Cost: Own 1/8 starting from €50,000 vs €500,000+
Professional Management: All maintenance, taxes, and upkeep handled expertly
Optimal Usage Time: 1.5 to 6 months a year - perfect for actual holiday needs
Reduced Maintenance & running costs: Pay only 12.5% of all bills & tax
Investment Potential: Benefit from property appreciation and rental income
Full Ownership Rights: Real estate deed, resale rights, inheritance flexibility

Not sure which home fits you best?

Tell us what you’re looking for and we’ll send you a personalised shortlist and our full guide on fractional ownership for free!

Find my Home

free guide

How Fractional Ownership Works

In today’s economic climate, fractional ownership emerges as an innovative solution, addressing the need for accessible luxury property ownership and building family memories like our parents did.

Access conditions for mortgages are tightening, and many aspiring homeowners are faced with increasing obstacles in financing their projects. Personal contribution is becoming an increasingly heavy requirement, making homeownership a distant dream for many, including for their main home, so forget about a holiday home!

At the same time, rising inflation erodes savings, prompting the search for higher yields to counteract it. Financial markets, with their recent turbulence, are hardly reassuring. Residential real estate, with its reputation as a safe haven, emerges as a forbidden alternative, mainly due to the high prices.

It is in this context that fractional real estate emerges as an innovative solution — typically through 1/8 ownership or more — making premium homes more accessible, practical, and financially efficient.

Fractional ownership, a frightfully civilised way to stay in the family for generations, read more

The Fractional Ownership Process

Choose Your Share Size

Select 1/8 ownership (6-7 weeks annually) for lower investment, or 1/4 ownership (12-13 weeks annually) for maximum flexibility and usage time. You can buy up to 50% equity.

Receive Legal Ownership

Get an actual property deed and title in your name. You own real estate with full legal rights, not just usage rights like timeshares.

Professional Management

All maintenance, scheduling, utilities, and property care handled by expert management companies. No hassles, just enjoyment.

Enjoy Your Home

Use your guaranteed weeks, generate rental income during unused periods if the home allows, and benefit from property appreciation over time.

Create Family Memories

Transfer to your children and build lasting family traditions. Create generational memories in your luxury vacation home that will be treasured for decades to come.

Featured Areas

Co-own trophy properties in some of the most famous areas of the world for a fraction of the price.

California

3 Listings

Costa del Sol

1 Listing

French Alps

3 Listings

Ibiza

8 Listings

Paris

3 Listings

Ready to Learn More About Our Properties?

Discover specific fractional ownership opportunities in France, Spain, USA and beyond.

Why Fractional Ownership is Perfect for International Buyers

Average days per year second homeowners use their property

Minimum days per year fractional homeowners get

Maximum legal usage of their home per year for foreign buyers

0 %

Don’t forget that on average second homeowners in Europe stay 35 days a year in their holiday home. Also, non-residents can only stay for a maximum of 6 months minus one day each year in a foreign country unless they wish to become tax residents where the second home is located. British clients (outside EU) can only stay 90 days every 180 days inside the EU, therefore, limiting their stays in their second home greatly. Fractional ownership is ideal for all non-residents.

Co-Ownership
Making Luxury Homes Affordable

Discover Fractional ownership for a second home, embrace the dream! At Co-Ownership-Property, our passion for people and real estate knows no bounds. We’ve been sourcing incredible properties in the best destinations for our global clientele, guiding them to their perfect second home havens.